If you have ever thought of investing, one of the terms you’ve probably heard is “diversification”. This article will explain what diversification is, the benefits of creating a diversified portfolio, and coincidentally, its drawbacks.

The U.S. debt ceiling is back in the news. If the debt limit is not eventually raised or suspended, the U.S. Treasury would likely face a funding crisis that could impact a range of federal spending commitments. Though this scenario is unlikely, there are potential consequences to think through.

Dollar-cost averaging (SCA) may be particularly beneficial in a down market like the one we have seen in 2022.