Our Insights
Merging Finances After Marriage
If you have recently married, then consider reviewing this to-do list when collaborating with your financial adviser on integrating funds and planning for the future.
Managing a Job Layoff
A layoff is a challenging experience that leaves many people anxious about their next steps. With your financial advisor, you may begin to assess your circumstances, address your goals systematically, and try to weather this setback without completely reorganizing your finances.
Navigating the U.S. Debt Ceiling
The U.S. debt ceiling is back in the news. If the debt limit is not eventually raised or suspended, the U.S. Treasury would likely face a funding crisis that could impact a range of federal spending commitments. Though this scenario is unlikely, there are potential consequences to think through.
First-Quarter 2023 Earnings Season Recap and Commentary
More than 90% of S&P 500 companies have reported Q1 2023 earnings, with results exceeding expectations, with 78% reporting Q1 earnings that surpassed their estimates.
Consumers Remain Resilient as the US Economy Slows
The US economy grew at a +1.1% annual rate in the first quarter of 2023, marking a decline from the +2.6% growth rate in the fourth quarter of 2022.
Fewer Shipping Containers Arriving at U.S. Ports
Fewer container imports indicate the economy is reverting to pre-pandemic norms. This drop could help alleviate supply chain bottlenecks and ease inflationary pressures, a positive development after inflation rose to a 40-year high during the pandemic.
2023 First Quarter Recap and Outlook
First quarter economic data showed the U.S. economy entered 2023 with considerable momentum, even in light of the Federal Reserve’s interest rate hikes throughout 2022.
An Explanation of Recent Bank Failures
During the pandemic, businesses and individuals flooded banks with new deposits. As the Fed raises interest rates and customers look for higher yields, the banking industry is under considerable pressure.
US Economy Continues to Defy Expectations with Impressive 2023 Start
Based on January economic data and fourth-quarter data revisions, the U.S. economy appears to be in a stronger position than economists forecast. Job growth was robust in January as U.S. employers added 517,000 jobs, well above the average.
Strong Consumer Spending Boosts U.S. Economic Growth
In the past two years, the U.S. consumer has been a big part of the country's strong economic growth. Rising wages, multiple fiscal stimulus checks, and easy access to cheap credit have helped.
Global Markets Trade Higher to Start 2023
Looking ahead to 2023, the U.S. economy is forecasted to slow as the cumulative effect of higher interest rates takes hold.
Are International Stocks Finally Ready to Shine?
Today international stocks currently trade at more attractive valuations than U.S. stocks after a decade of underperformance.